Blog - Denise Kilker

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Does It Make Sense To Buy a Home Right Now?

Thinking about buying a home? If so, you’re probably wondering: should I buy now or wait? Nobody can make that decision for you, but here’s some information that can help you decide. What’s Next for Home Prices? Each quarter, Fannie Mae and Pulsenomics publish the results of the Home Price Expectations Survey (HPES). It asks more than 100 experts—economists, real estate professionals, and […]
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4 Tips To Make Your Strongest Offer on a Home

Are you thinking about buying a home soon? If so, you should know today’s market is competitive in many areas because the number of homes for sale is still low – and that’s leading to multiple-offer scenarios. And moving into the peak home buying season this spring, this is only expected to ramp up more. Remember these […]
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Finding Your Perfect Home in a Fixer Upper

If you’re trying to buy a home and are having a hard time finding one you can afford, it may be time to consider a fixer-upper. That’s a house that needs a little elbow grease or some updates, but has good bones. Fixer-uppers can be a really great option if you’re looking to break into the housing market or […]
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What To Know About Credit Scores Before Buying a Home

If you want to buy a home, you should know your credit score is a critical piece of the puzzle when it comes to qualifying for a mortgage. Lenders review your credit to see if you typically make payments on time, pay back debts, and more. Your credit score can also help determine your mortgage rate. An […]

Uncategorized Does It Make Sense To Buy a Home Right Now? Thinking about buying a home? If so, you’re probably wondering: should I buy now or wait? Nobody can make that decision for you, but here’s some information that can help you decide. What’s Next for Home Prices? Each quarter, Fannie Mae and Pulsenomics publish the results of the Home Price Expectations Survey (HPES). It asks more than 100 experts—economists, real estate professionals, and […]

Uncategorized 4 Tips To Make Your Strongest Offer on a Home Are you thinking about buying a home soon? If so, you should know today’s market is competitive in many areas because the number of homes for sale is still low – and that’s leading to multiple-offer scenarios. And moving into the peak home buying season this spring, this is only expected to ramp up more. Remember these […]

Uncategorized Finding Your Perfect Home in a Fixer Upper If you’re trying to buy a home and are having a hard time finding one you can afford, it may be time to consider a fixer-upper. That’s a house that needs a little elbow grease or some updates, but has good bones. Fixer-uppers can be a really great option if you’re looking to break into the housing market or […]

Uncategorized What To Know About Credit Scores Before Buying a Home If you want to buy a home, you should know your credit score is a critical piece of the puzzle when it comes to qualifying for a mortgage. Lenders review your credit to see if you typically make payments on time, pay back debts, and more. Your credit score can also help determine your mortgage rate. An […]

Uncategorized The Truth About Down Payments If you’re planning to buy your first home, saving up for all the costs involved can feel daunting, especially when it comes to the down payment. That might be because you’ve heard you need to save 20% of the home’s price to put down. Well, that isn’t necessarily the case. Unless specified by your loan type or lender, […]

Uncategorized Strategic Tips for Buying Your First Home Buying your first home is a big, exciting step and a major milestone that has the power to improve your life. As a first-time homebuyer, it’s a dream you can make come true, but there are some hurdles you’ll need to overcome in today’s housing market – specifically the limited supply of homes for sale and ongoing affordability challenges. So, if you’re […]

Uncategorized Why So Many People Fall in Love with Homeownership Chances are at some point in your life you’ve heard the phrase, home is where the heart is. There’s a reason that’s said so often. Becoming a homeowner is emotional. So, if you’re trying to decide if you want to keep on renting or if you’re ready to buy a home this year, here’s why it’s so easy to fall […]

Uncategorized When You Sell Your House, Where Do You Plan To Go? If you’re thinking about selling your house, you may have heard the supply of homes for sale is still low, and that means your house should stand out to buyers who are craving more options. But you may also be wondering, once you sell, how does the current supply impact your own move? And, will you be able […]

Front Porch Thinking About Using Your 401(k) To Buy a Home? 🏡 The idea of affordable homeownership has always been a big part of the American Dream. It's a symbol of stability, independence,

Front Porch Reasons To Sell Your House Before the New Year 🏡 The idea of affordable homeownership has always been a big part of the American Dream. It's a symbol of stability, independence,

Front Porch Affordable Homeownership Strategies for Gen Z 🏡 The idea of affordable homeownership has always been a big part of the American Dream. It's a symbol of stability, independence,

Front Porch Spooky features to add value this Halloween 👻 The scariest night of the year is upon us so here's a look at the most terrifying renovations to add value to your home this Halloween.

Front Porch Prices Break $400k Barrier Again 💸 American property prices continue to defy the gravity of higher mortgage costs with values rising for a fifth consecutive month.

Front Porch Your Home Equity Can Offset Affordability Challenges 📊 Mortgage rates may be making you wonder if selling is the right decision. Here’s what you need to know about how home equity can help.

Front Porch Why Is Housing Inventory So Low? 🏡 Why is it so hard to find a house to buy? And while it may be tempting to wait it out until you have more options, that’s probably not the best strategy. Here’s why.

Front Porch Get Ready for Smaller, More Affordable Homes. 🏡 In some ways, smaller homes are already here. When the pandemic hit, the meaning of home changed. People needed the space their home provided not only as a place to live, but as a place to work, go to school, exercise, and more.

Front Porch Expert Home Price Forecasts Revised Up for 2023 📈 Toward the end of last year, there were a number of headlines saying home prices were going to fall substantially in 2023

Front Porch Gen Z: The Next Generation Is Making Moves in the Housing Market 💁🏽‍♀️ Generation Z (Gen Z) is eager to put down their own roots and achieve financial independence. As a result, they’re turning to homeownership.

Front Porch Why You Don’t Need To Fear the Return of Adjustable-Rate Mortgages If you remember the housing crash back in 2008, you may recall just how popular adjustable-rate mortgages (ARMs) were back then. And after years of being virtually nonexistent, more people are once again using ARMs when buying a home.

Front Porch Don’t Fall for the Next Shocking Headlines About Home Prices If you’re thinking of buying or selling a home, one of the biggest questions you have right now is probably: what’s happening with home prices? And it’s no surprise you don’t have the clarity you need on that topic. Part of the issue is how headlines are talking about prices.

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For 1/18/2025

30 Year Fixed	6.875%
15 Year Fixed	6.375%
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